📏Terms of Use

Welcome to Panora, your gateway to a reimagined decentralized finance (DeFi) experience! These Terms of Use constitute a legally binding contract between you and Panora regarding your use of our website at https://panora.exchange (the “Site”). Please read these terms carefully before using the Site. By using the Site, you acknowledge that you have read, understood, and agree to be bound by the following terms and conditions:

Eligibility: You must be at least 18 years of age to use the Site. By agreeing to these Terms, you represent and warrant to us that you are at least 18 years of age and that your use of the Site is in compliance with any and all applicable laws and regulations.

Purchases: Payment for purchases of any merchandise is facilitated through a third-party service provider. You represent and warrant that the information you provide for payment is true and that you are authorized to use the payment instrument. You will be responsible for all taxes associated with your purchase of merchandise through the Service.

Changes to the Terms: We may periodically make changes to these Terms. When we do, we will update the “Last Updated” date above. It is your responsibility to review the most recent version of these Terms and remain informed of any changes. Your continued use of the Site after the effective date of any changes will constitute your acceptance of the changed Terms for your continued use.

Privacy: When you use the Interface, we collect limited information from you, such as your blockchain wallet address and completed transaction hashes. We do not collect any personal information from you (e.g., your name or other identifiers that can be linked to you). We use this information to detect, prevent, and mitigate financial crime and other illicit or harmful activities on the Interface.

Limited License: Subject to these Terms, Panora grants you a limited, revocable license to access and use the Site solely for non-commercial purposes to learn more about Panora's products and services. No other use of the Site is authorized.

Restrictions: You must comply with all applicable laws when using the Site. Except as may be expressly permitted by applicable law or expressly permitted by us in writing, you will not, and will not permit anyone else to use the Site in a manner that threatens the integrity, performance, or availability of the Site.

Ownership: The Site is owned and operated by Panora. We retain all right, title, and interest in and to the Site and Site Content and any logos or service marks displayed on the Site or in Site Content (“Marks”). Except as expressly authorized by Panora, you may not make use of the Site, Site Content, and Marks.

Links and Third Party Content: The Site may contain links to third party products, services, and websites. We are not responsible or liable for any content, advertising, or other materials available through these third party products, services, and websites.

Disclaimer of Warranties: YOUR USE OF THE SITE AND SITE CONTENT IS AT YOUR SOLE RISK. THE SITE AND SITE CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. PANORA EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Limitation of Liability: PANORA WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES.

Indemnity: You will indemnify and hold Panora and its partners, service providers, affiliates, officers, agents, and employees, harmless from any costs, damages, expenses, and liability caused by your use of the Site or Site Content.

Release: If you have a dispute with the Site, Site Content, or any products purchased through the Site, you hereby release us and our partners and service providers from claims, demands, and damages arising out of or in any way connected with such disputes.

General Terms: These Terms, together with any other agreements expressly incorporated by reference into these Terms, are the entire and exclusive understanding and agreement between you and Panora regarding your use of the Site.

Legal Notices: These Terms are governed by the laws of the state of [State], without regard to conflict of law principles. The exclusive jurisdiction and venue for any claims arising out of or related to these Terms or your use of the Site will lie in the state and federal courts located in [State].

For questions or more details, contact [e-mail]